10
Aug
By Todd Grey
Mortgage Tips, ,

The Top Tips for Saving Money On Energy Bills

There are many homeowners who are looking for ways to reduce their monthly expenses. One way to do that is to target energy bills and expenditures. Homeowners might be able to make a few changes and upgrades to their homes, which could reduce utility bills and improve energy efficiency. What are a few ways to do exactly that? Consider Making The Switch To LED Lights One of the first changes homeowners might want to make is to switch to LED lights. LED lights are newer lights that can last many times longer than traditional lightbulbs. It is not unusual for…
Read More
09
Aug
By Todd Grey
Financial Reports, ,

What’s Ahead For Mortgage Rates This Week – August 9, 2021

Last week’s economic reporting included readings on construction spending, consumer sentiment, labor sector reports on public and private sector jobs, and national unemployment. Weekly readings for mortgage rates and jobless claims were also released. Residential Sector Drove June Construction Spending Construction spending rose by 0.10 percent in June according to the Commerce Department. Analysts expected spending to increase by 0.50 percent, but builders spent less on public sector and non-residential projects. Spending for all construction spending rose at a year-over-year pace of $1.55 trillion. Residential construction rose by 1.10 percent in June, but public-sector spending fell by -1.20 percent and…
Read More
06
Aug
By Todd Grey
Home Mortgage Tips, ,

Money Matters: Understanding How a Mortgage Loan Can Be a Productive Investment

Most people tend to think of a mortgage loan as a necessary evil, an expense that has to be managed. But under the right circumstances, your mortgage can become a smart investment - something that makes you money instead of costing you money. With a little bit of ingenuity and a lot of hard work, you can turn your mortgage into a money-making investment that will pay dividends for years to come. So how do you turn your mortgage loan into a productive investment? Here's what you need to know. A Mortgage Can Help You Buy A New Rental Property…
Read More
05
Aug
By Todd Grey
Mortgage, ,

The Process Of Buying A New Construction Home

Because the housing market is so competitive right now, many buyers are looking at alternative options. Instead of looking for a resale home, some buyers are considering a new home. What is the process of taking out a loan on a new construction home? There are several factors buyers should consider. Pricing On A New Construction Home Many buyers are used to negotiating with sellers to get the best deal possible. On a new construction home, it is still possible to negotiate for a better price. Most homeowners are going to be negotiating for better items in the home than…
Read More
04
Aug
By Todd Grey
Mortgage, ,

What To Know About Home Loans for Renovation Projects

When people are looking for a home, they are often looking for something that is move-in ready. While this might make the process easier, this can also make the home much more expensive. It is still possible to find a dream home even if the house requires a bit of renovation. This is also a great opportunity for homeowners to customize the home to meet their needs. What do potential homeowners need to know about taking out a mortgage to renovate a fixer-upper when compared to a conventional home loan? Take a look at some helpful information below. When Buying…
Read More