Direct: (818) 435-6560 | tgrey@equitysmartloans.com

Slide
Todd Grey • Loan Officer
EquitySmart-Site-LOGO-Web
Apply Now
Short Application Here
Read My Reviews
Read Reviews Here
Get in Touch
Have any questions? Get in touch today!
Contact Me Today

Todd Grey • Loan Officer

NMLS# 1594405
Direct: (818) 435-6560
tgrey@equitysmartloans.com

Equity Smart Home Loans was founded on the simple but radical idea that every person should have the opportunity to own a home. Which is why we believe life is all about the journey and buying a home should be a super-exciting, fulfilling, and financially rewarding step along your path. It is our mission to give everyone – from every walk of life, from every background, and from every financial situation- the ability to create equity in themselves and relish in the benefits of home ownership.
Todd Grey - Navigating Your Mortgage Application Guide

A Comprehensive Guide to Navigating Your Mortgage Agreement

Download my eGuide today to learn all you need to know about the mortgage process!


What My Clients Say

★★★★★

Our experience was very professional and to the point and executed in a timely manner. Todd was extremely knowledgeable, professional and very informative in every aspect. He made our refinance experience pleasant. We highly recommend Todd.
June Gilmore
Todd Grey has done the impossible for me twice now. I can not thank him enough for keeping my best interest at heart with each loans he’s done for me. His knowledge of what’s needed to get the finish line is unparalleled. If everyone was able to provided his level of service ….. we’d all be in a better place
Dirk Dayton
I had a fantastic transaction with Todd. His knowledge, service, and rates were second to none. I would highly recommend giving Todd a call.
Rick Pena
Read More Reviews

The Latest News

Veterans Day: Honoring Those Who Served and Helping Veterans Feel at Home
November 11, 2026
Veterans Day is a time to recognize the men and women who have served in the United States Armed Forces. Their commitment deserves gratitude that extends beyond a single day. For real estate professionals and communities, one meaningful way to show appreciation is to help veterans and military families feel informed, welcomed, and supported when making housing decisions.
Read More
Veterans Day: Honoring Service and Understanding VA Home Loan Benefits
November 11, 2026
Veterans Day is an opportunity to recognize the men and women who have served in the United States Armed Forces. Their commitment deserves gratitude that extends beyond a single day. For veterans, active-duty service members, and eligible surviving spouses who are considering homeownership, it is also a meaningful time to understand a benefit that may help them purchase or refinance a home: the VA home loan program.
Read More
Why a Property Line Encroachment Can Affect Your Mortgage Approval
November 10, 2026
A backyard fence, detached shed, or concrete patio may seem like a straightforward feature of a home. But what happens when part of that structure crosses the legal property line? Buyers sometimes discover this issue during the title or survey review, just as they are preparing to close. Known as an encroachment, it can raise questions that go beyond neighborly disagreements and may affect the mortgage process.
Read More

Todd Grey

NMLS# 1594405
Direct: (818) 435-6560
tgrey@equitysmartloans.com