28
Jun
By Todd Grey
Home Values, ,

Renovating a Bathroom: DIY vs Hiring a Professional

The bathroom is one of the most important and frequently used spaces in a home. Over time, it may start to show signs of wear and tear or become outdated. If you're considering renovating your bathroom, one of the first decisions you'll face is whether to tackle the project yourself or hire a professional. Both options have their pros and cons, and it's essential to weigh them carefully before deciding. DIY Renovation: One of the most significant advantages of a DIY bathroom renovation is the potential cost savings. By doing the work yourself, you eliminate the labor costs associated with…
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13
Jun
By Todd Grey
Mortgage, ,

Millennials Are Finding Home Buying Overwhelming

Many millennials find home buying overwhelming due to a variety of factors such as high housing prices, student loan debt, competition from investors, economic uncertainty, and a lack of knowledge about the home-buying process. These challenges can make it difficult for millennials to save enough money for a down payment, find a suitable property, and navigate the complex process of buying a home. It is important to note that not all millennials may face these challenges, and there are also many resources available to help first-time homebuyers navigate the process. Housing counseling agencies: These agencies provide guidance and education on…
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13
Apr
By Todd Grey
Mortgage Tips, ,

How to Run a Quick Financial Health Check Before You Apply for a Mortgage

Are you planning on using a mortgage to help cover the cost of a new home? If so, you will want to prepare your finances and figure out how you will manage all those wallet-draining monthly expenses. Let's take a look at how to run a quick financial health check to ensure you are ready to apply for a mortgage. Update (Or Start) Your Monthly Budget First, it is essential to get the basics out of the way. If you haven't already, it's time to start a monthly budget to keep track of your income and expenses. Once you have…
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09
Mar
By Todd Grey
Mortgage, ,

The Do’s And Dont’s Of Making Your Offer More Competitive

Today, the housing market is more competitive than it has ever been in the past. You may have your eyes on your dream home, but how can you make it stand out from the crowd? There are a few tips that you should keep in mind. What are a few things you should do, and what are a few things you should avoid? Do Get A Pre-Approval Letter Because the housing market is so competitive, the seller is probably going to have many offers. The seller wants to make sure that the buyer they choose already has financing lined up.…
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17
Nov
By Todd Grey
Financial Reports, ,

NAHB: Home Builders Concerned Over Housing Market Conditions

The National Association of Home Builders' Housing Market Index for November showed builders’ growing concerns over U.S. housing market conditions. November’s index reading dropped five points to 33 as compared to October’s reading of 38 and the November 2021 reading of 83. November’s home builder index reading was the lowest reading since June 2012 except during the pandemic. Readings over 50 indicate that most home builders were positive about housing market conditions. All three index readings that contribute to the HMI reading were also lower. Builder confidence in current housing market conditions fell six points to an index reading of…
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