Reverse Mortgages

Enjoy your retirement to the fullest!

A reverse mortgage is a type of loan available to homeowners aged 62 or older that allows them to convert part of their home equity into cash without selling their home.

My Guide On Reverse Mortgages

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A reverse mortgage provides payments to the homeowner, and the loan balance grows over time. The loan is typically repaid when the homeowner sells the home, moves out permanently, or passes away.

The loan is repaid when the home is sold, or the homeowner moves out or passes away. If the sale proceeds do not cover the loan amount, FHA insurance covers the difference, ensuring no debt is passed to heirs.

Protect Your Savings

Keep more of your savings while improving your monthly cash flow.

No Credit Score Needed

Qualify without a minimum credit score.

Use Funds Your Way

Spend on medical costs, investments, or extra retirement income.

Flexible Eligibility

No debt-to-income ratio limit, just show you can cover home expenses.

Find The Right Home

Downsize, simplify maintenance, or choose a home that fits your needs.

Stay Where You Are

Keep living in your current home if you prefer.

Tax-Free Funds

The money you receive isn’t taxed, giving you more financial freedom.

Safe & Secure

The lender can only claim your home, not other assets, if you default.

- Todd Grey -