20
Dec
By Todd Grey
Mortgage, ,

Mistakes To Avoid When Organizing Your Home

If your house has a tremendous amount of clutter in it, you might finally think it is time to do something about it. Now is the perfect opportunity for you to get your house organized, and you probably want to start by tackling the piles of clothing and paper in the middle of the floor. Before you jump in feet first, take a look at a few mistakes you need to avoid when organizing your home. Buying Boxes Before Assessing The Situation You might be ready to start throwing items in boxes, but you need to assess how much you…
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19
Dec
By Todd Grey
Financial Reports, ,

What’s Ahead For Mortgage Rates This Week – December 19, 2202

Last week’s economic reporting included readings on inflation, retail sales, and the Federal Reserve’s Federal Open Market Committee meeting.  Fed Chair Jerome  Powell held his scheduled post-meeting press conference and weekly readings on mortgage rates and jobless claims were also released. Federal Reserve Raises Target Interest Rate Range The Federal Reserve’s Federal Open Market Committee announced its decision to raise the Fed’s target interest rate range to 4.25 to 4.50 percent from its previous range of 3.75 to 4.00 percent. Fed Chair Jerome Powell said in remarks made during his scheduled press conference, “We’re going into next year with higher…
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16
Dec
By Todd Grey
Mortgage, ,

Should You Consider Purchasing A Newly Built Home?

If you have been in the process of looking for a home for a long time, you understand just how difficult it has been. You may have considered building your own house, but after seeing the bidding wars for land before you even start building, you may have crossed newly built homes off your list. Now, there are a few reasons why you should consider adding new homes back to your search.  There Is An Elevated Supply Of Newly Built Homes Right now, there is an elevated supply of newly built homes. Even though the overall inventory of available houses…
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15
Dec
By Todd Grey
Mortgage, ,

Are Firefighter Mortgages Legit?

As a firefighter, you put your life on the line every day. You are there when people need you the most, and you might be wondering how you can finance a home. Even though the housing market has gotten expensive, there are special programs that firefighters can take advantage of. That way, you might have an easier time purchasing the house of your dreams. Special Programs Are Available For Firefighters As a rule of thumb, people are expected to put 20 percent down for a home. This can cost tens of thousands of dollars, and it might be difficult for…
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14
Dec
By Todd Grey
Home Mortgage Tips, ,

How Do I Know If It’s a Good Idea to Refinance My Mortgage?

Are you interested in paying less per month on your mortgage? Or perhaps you would prefer if your mortgage was paid off a couple of months – or years – faster? If you are a homeowner with a mortgage, one option that is open to you is refinancing. In today's post, we will explore the topic of mortgage refinancing and how to know if it is a good idea. How Does Refinancing Work? In short, refinancing is a process in which pay off your existing mortgage and borrow a new mortgage under a different set of terms. In most cases,…
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