29
Jun
By Todd Grey
Mortgage, ,

You Are A Serious Buyer: How To Show It

Today, the housing market is as hot as it has ever been. There are many people who are missing out on their dream homes because they are having a hard time competing with countless other people who are in the same position as them. If you want to put yourself in the best position possible to win a bidding war, you might be thinking about paying cash for your home; however, not everyone is in the same financial position. There are a few other ways for you to show a seller's agent that you are serious about your offer. Get A…
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28
Jun
By Todd Grey
Mortgage, ,

The Top Things To Know When Refinancing Your Home

If you are thinking about refinancing your home in the near future, you probably know that this is a great way to shorten the term of your mortgage while also saving money. At the same time, refinancing your home does not come without risks. Take a look at some of the top things you should do and what to avoid before you go through the refinancing process. Do Check Your Credit Score Always check your credit score before you begin the refinancing process. A surprising number of credit reports contain errors, and you need to correct any errors on your…
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22
Jun
By Todd Grey
Home Buyer Tips, ,

3 Closing Costs That Most Buyers Forget to Factor in and What You Can Expect to Pay

If you're in the process of buying a home, you probably have your deposit and monthly mortgage charges in a spreadsheet, along with a chart of your other expenses and your monthly income. But when it comes to buying a home, there are lots of different costs that will come into play - and it's easy to forget something. When you're preparing to close on your new home, make sure you consider these three closing costs that most buyers forget. Home Inspection Fees: A Small Charge For Peace Of Mind Most home purchase agreements are contingent upon a successful home…
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10
Jun
By Todd Grey
Home Buyer Tips, ,

3 Reasons Why Your Closing Costs Will Vary Depending on the Type of Home You Buy

Savvy home buyers who are preparing to make a real estate purchase should do their research and understand that they need to save money for not only the down payment, but the closing costs as well. The closing costs can account for as much as three to five percent of the sales price in some cases, so this can be a rather sizable amount of money. Some home buyers however, may not realize that the amount of closing costs can vary considerably based on the home that is purchased. With a closer look at why this is, home buyers can…
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02
Jun
By Todd Grey
Home Mortgage Tips, ,

How Much Should You Budget for Closing Costs? Let’s Take a Look

If you're in the market for a new home, you're probably trying to budget for all of the expenses that come with a home purchase. After all, the asking price isn't necessarily the entire amount that you'll pay - there are other expenses that will factor in to the final price. One such expense is your closing costs. Closing costs are the miscellaneous fees you'll pay when you sign the deal to buy your home. But how much do you need to save up for closing costs? Here's what you need to know. The General Guideline for What to Expect…
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