Pre-Approval Process

A mortgage pre-approval is one of the most valuable tools in your homebuying journey. It's not just a letter stating how much you're qualified to borrow; it’s a written commitment from your lender that assures sellers you have the financial backing to make a competitive offer. Having a pre-approval letter in hand can give you a significant advantage in a competitive housing market, signaling to sellers that you’re serious, financially prepared, and ready to move forward. However, like many things in life, pre-approval letters have an expiration date. If you don't find your dream home before that date passes, you…