04
Jun
By Todd Grey
Mortgage, ,

Why Every Home Buyer Needs A Pre-Approval Before Home Shopping

There are many people who are considering buying a home because the current market is so attractive. With the ability to carry out virtual tours, this makes it even easier for people to find the home of their dreams. While the fun part is looking at houses, it is important to get pre-approved for a home loan first. There are a few reasons why everyone must get pre-approved before they start the process of shopping for a home.  This Provides A Chance For People To Get Their Finances In Order Buying a home is a major decision. For many people,…
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03
Jun
By Todd Grey
Mortgage, ,

The Basics Of A Mortgage

The vast majority of people who are interested in buying a home are not going to be able to pay cash for the home. Even for those who can buy a home in cash, they often would rather take out a loan to avoid pulling money out of their investments where they would have to pay capital gains taxes. Those who take out a loan to buy a home will apply for something called a mortgage. Simply put, a mortgage is a loan that someone uses to buy a home. Mortgages are very specific to the real estate industry; however,…
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02
Jun
By Todd Grey
Mortgage Tips, ,

Routine Maintenance Of Various Systems In Your Home

When you are a first-time homeowner, learning about your property can feel overwhelming. There are a number of systems in your home that require routine maintenance. Knowing when to have system serviced will help keep your home running smoothly. From the plumbing in your home, to the heating and cooling, understand that each system may need routine maintenance from time to time.  Your Heating And Cooling System To maintain comfortable air temperatures in your home, it’s important to keep your heating and cooling system up-to-date. If you have a whole home system, it should be serviced once before the heating season…
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01
Jun
By Todd Grey
Financial Reports, ,

What’s Ahead For Mortgage Rates This Week – June 1, 2020

Last week’s economic reports included monthly readings from Case-Shiller Home Price Indices, FHFA home prices, and readings on new and pending home sales. Weekly reports on mortgage rates and first-time jobless claims were also released. Case-Shiller Home Price Indices: Home Price Growth Pace Increased In March National home prices rose at a year-over-year pace of 4.50 percent in March from February’s reading of 4.20 percent. According to the Case-Shiller 20-City Home Price Index, home prices rose by 0.40 percent to a year-over-year growth rate of 3.90 percent. The three cities reporting the highest rates of home price growth year-over-year were…
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29
May
By Todd Grey
Mortagage Tips, ,

4 Surprising Things That Might Increase Your Home’s Value

You've probably heard that living near excellent schools or having curb appeal can boost the value of your home. However, a home's value is dependent upon a lot of different factors. Some of these things are more obvious than others. Things that might seem insignificant can have an impact on your home's worth. Here are some surprising things that can affect the existing value of your home or how much a buyer is willing to pay for it. #1 A Blue Kitchen or Bathroom Painting your home is an easy and cost-effective way to update your home. Just make sure…
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