17
Nov
By Todd Grey
Mortgage, ,

A Late Payment: Credit Score Impact

This has been a difficult year for everyone. There are a lot of people who are worried that they might not be able to keep up with their mortgage payments. Small businesses have had to close their doors and numerous individuals have been laid off from work. It is important for homeowners to understand that banks do not want people to foreclose on their homes either. Therefore, they are often willing to work out an alternate payment plan with homeowners who are struggling due to dire financial situations. Those who are late on a mortgage payment might be wondering how this…
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12
Nov
By Todd Grey
Mortgage, ,

How Are Different Mortgage Lenders Handling Student Loans During the Pandemic?

The coronavirus pandemic has had a massive impact on everyone. This pandemic has led to massive economic issues as well. Given the ongoing crisis as it relates to student loan debt, many students are wondering how the pandemic is going to impact their student loans and how their student loans are going to impact a potential mortgage payment. There are a few points to keep in mind. Freddie Mac In general, loans backed by Freddie Mac are going to use the student loan payment that is marked on the credit report. If this amount is $0 or unknown, then the…
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10
Nov
By Todd Grey
Mortgage, Real Estate Trends, ,

A Few Simple Ways To Upgrade The Kitchen Pantry

During the past few months, people have been spending much more time at home than usual. Therefore, many people are looking for ways to upgrade their homes. A common area of focus is the kitchen. Even though many people are thinking about upgrading cabinets and countertops, the kitchen pantry should also be a target for home improvement. There are a few simple ways that everyone can improve their kitchen pantry.  Use Vertical Storage One of the top tips for everyone to follow is to use vertical storage capacity. It is a smart idea for everyone to build in a few…
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05
Nov
By Todd Grey
Homebuyer Tips, Mortgage, ,

The Ultimate Payoff: Getting Debt Free Before Retirement

For many people, reaching retirement is something to look forward to. At the same time, too many people still have a lot of debt by the time they retire. In order for people to really take advantage of everything that retirement has to offer, they should try to find a way to pay off all of their debt before they retire. In order to make sure this happens, there are a few tips that everyone has to keep in mind. Try To Keep Housing Costs Low First, it is important for everyone to try to keep their housing costs as…
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04
Nov
By Todd Grey
Mortgage, ,

A Guide To Understanding Mortgages And Marriage Agreement Settlements

When people end up taking out a mortgage, there is a lot they need to consider. This includes the size of the down payment, the term of the loan, and the interest rate. At the same time, there are a few issues that could complicate the way a mortgage is paid off. Nobody enters into a marriage planning on divorce; however, if this does take place, it is critical to think about how a marriage settlement agreement is going to impact the mortgage. There are a few important to keep in mind.  Refinancing The Mortgage After The Marriage Settlement Agreement…
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