Direct: (818) 435-6560 | tgrey@equitysmartloans.com

Blog

03
Feb
By Todd Grey
Home Mortgage Tips, ,

Three Tips for How to Secure a Mortgage if You Are A Self-Employed Entrepreneur

If you are self-employed, either as a freelancer or as the owner of your own business, your income can fluctuate greatly from year to year. That can make it difficult to get approved for a mortgage, although there are some things you can do to improve your chances. Here are three tips for securing a mortgage if you are self-employed. Make Sure Your Credit Score Is In Good Shape While your ability to pay back a mortgage is the most important factor in approval, your credit score is a close second, and that goes for every borrower, not just those…
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02
Feb
By Todd Grey
Mortgage, ,

The Top Ways To Upgrade The Exterior Of Your Home On A Budget

There are a lot of people who are spending more time at home these days. As the temperature starts to warm up once again, there are some homeowners who are looking for ways to upgrade the outside of their home. Even though there are some people who are looking at installing a brand new patio or deck, this can be extremely expensive. Fortunately, there are ways that homeowners can completely transform the exterior of their home without breaking the bank. Take a look at a few of the top ideas below. Consider Adding An Outdoor Rug First, homeowners should consider adding…
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01
Feb
By Todd Grey
Financial Reports, ,

What’s Ahead For Mortgage Rates This Week – February 1, 2021

Last week’s economic reports included readings from S&P Case-Shiller Home Price Indices, readings on new and pending home sales,  and the University of Michigan’s Consumer Sentiment Index. Weekly reports on mortgage rates and jobless claims were also published. S&P Case-Shiller Home Price Indices: Home Prices Rose Faster in November The Case-Shiller National Home Price Index showed that November home prices grew by 9.50 percent on a seasonally-adjusted annual basis. October’s reading showed 8.40 percent home price growth; analysts expected a year-over-year pace of  8.80 percent for national home price growth. Severe shortages of available homes coupled with high demand for…
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29
Jan
By Todd Grey
Financial Reports, ,

Case-Shiller: Home Prices Continue Rising in November

Case-Shiller Home Price Indices reported a year-over-year national home price gain of 9.50 percent for November 2020. Home prices continued to grow in response to high demand for homes and homeowner relocations in response to the covid-19 pandemic. Inventories of pre-owned homes remained low. Home prices rose at a slower pace in November but remained strong in most areas. 20-City Home Price Index Reports Home Price Gains in 19 of 20 Cities November’s edition of the 20-City Home Price Index reported the highest year-over-year home price gain of 13.80 percent in Phoenix, Arizona, which held first place for the 18th…
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28
Jan
By Todd Grey
Home Buyer Tips, ,

Buying A New Home In The City? The Pros and Cons Of Buying A Home On A Busy Street

Finding the perfect property is an exciting feeling, but its relative location can leave a lot of room for worry. Buying a home in the city is a venture that comes with an entire assortment of advantages and disadvantages. While the location might be close in proximity to businesses, services, and other people, it's easy to worry about the other aspects of city living. What are the great and not-so-great facets of living on a busy street? Pro: Access to Businesses and Schools The chances are high that anyone living in a busy area is within walking distance of any…
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